Deciding to seek help for addiction can be overwhelming, with so many different considerations to make. It’s essential to put your health and happiness as the priority and focus on the positive implications going to rehab has for your future. That said, there are important choices to make, including how you’ll pay for treatment. United Healthcare is a big company with a wide array of policies offering varying degrees of coverage.
Due to legislation made by the Affordable Care Act, every insurance policy needs to cover mental health conditions, including substance abuse disorders. The extent to which your insurance policy covers drug or alcohol rehab depends on your individual plan and location.
Substance Abuse Treatment Covered By United Healthcare
United Healthcare has a division called United Behavioural Health dedicated to helping people with mental health conditions such as alcohol or drug addiction. It provides a confidential service, with representatives you can speak to about what you’re going through who can offer support and advice.
We recommend finding out whether you have a Maximum Non-Network Reimbursement Program (MNRP) included in your insurance plan. Whether you do or don’t makes an important difference to what you pay out of your own pocket for certain services such as rehab. It means your policy views rehab as nonemergency health care and reimbursement will, therefore, be a percentage of the rates published by Medicare for similar services. Not all United Healthcare plans have an MNRP, and you may have better coverage if they don’t.