Making the decision to start rehab is hard enough without the added pressure of paying for it. People often assume that rehab is too expensive or their insurance won’t cover it. There is still a stigma attached to addiction, despite the evidence that it’s a legitimate medical disorder, not a choice. As such, you have the right to seek professional help — and insurers like Beacon Health Options aim to make the process as simple and beneficial to you as possible.

Call Changing Tides today at 252-715-3905 to speak to one of the friendly experts here about how to take the next steps towards recovery.

About Beacon Health Options

Beacon Health Options offers mainly health insurance through employers and clearly understands that good mental health is essential for productivity. If you have this type of insurance, you shouldn’t feel any shame about applying for this service. Leaving the condition untreated is a surefire way to get into more trouble at work than you will for seeking help.

Beacon Health Options is a Boston-based company with 70 locations across the country that’s been in operation for more than 30 years. It serves more than 40 million Americans across 50 states — and 180 of their employer clients are on the Fortune 500 list.

IS OUTPATIENT REHAB COVERED?

The exact level of coverage you’re entitled to depends on your monthly plan. Beacon Health Options offers a broad range of plans that are tailored to the individual’s needs. If you have high monthly premiums, you’ll have fewer out-of-pocket costs.

On the other hand, if you have low monthly premiums, the out-of-pocket costs will be higher. In most cases, Beacon does cover a percentage of the costs of rehab after copays and deductibles.

If the insurance company deems that it’s a medical necessity for you to get more intensive treatment, you might receive some coverage.  In most cases, at least some of the costs will be covered under the Beacon Health Options plan. You’ll only be eligible for PHP treatment at Changing Tides if you enter as a result of an emergency because we are out of network.

SPECIALTY SERVICES

In addition to its main offering, Beacon Health Options provides some specialist services to help clients with behavioral health and mental health issues. Some of the additional support it offers to people diagnosed with addiction include:

  • An opioid management program: As an insurance provider, Beacon has a modern and science-led view of opiate use disorder. It sees every case as a chronic disease that’s best treated using the chronic illness model of care that takes a multidisciplinary approach. As such, clients are supported in medication-assisted therapy, community-based interventions and a variety of other recovery methods. This comprehensive program uses data-informed and clinical expertise to improve the quality of life and oversee effective solutions for people suffering with an OUD and their family.
  • Depression management: Coaching, clinical care and support are offered at every stage of the recovery process.

Does Beacon Health Options Insurance Cover Accommodations?

The exact coverage your Beacon Health Options plan entitles you to varies significantly between policies. However, if accommodations are necessary for your treatment, your insurance might cover the costs after you meet deductibles and settle up the co-pays.

IN-NETWORK AND OUT-OF-NETWORK

In most cases, you’ll only receive help from Beacon Health Options if you seek treatment at an in-network rehab facility. If you need to seek treatment in an out-of-network center like Changing Tides because of an emergency or for reasons beyond your control, it might offer coverage. Even with an in-network center, however, you’ll need to meet deductibles and co-pays before you can claim on the insurance.

BEHAVIORAL HEALTH SPECIALISTS

Beacon specializes in behavioral health and views substance use disorders as a holistic issue. The company understands that the more therapy, group sessions and psychoeducation you receive, the better chance of long-term recovery you have.

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Get Help With Addiction Today

If you're covered by Beacon Health Options, you're in good hands and in a great position to get treatment at Changing Tides. Call us today at 252-715-3905 if you need any help understanding what your insurance entitled you to.
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